I live in Saskatoon. I work in commercial construction — real buildings, real crews, real winters — and I run an environmental consulting firm. I've spent my working life building things: companies, trading systems, tools, and relationships across Western Canada.

I'm also a trader. I run income strategies — the wheel, cash-secured puts, covered calls — that pay me monthly instead of asking me to hope. I built my own trading terminal because the ones for sale annoyed me. I study macro — debt, currencies, Bitcoin — the way some people study hockey stats.

So why a "learn how to retire" site, and why now? Because in your late fifties, you can see the whole board. I've watched smart, hardworking people win the money game and lose the only prize that mattered. I've watched the comfortable path — save cash, trust the pension, retire at 65 — get quietly demolished by math. And I've learned a few things about building income engines that I wish someone had taught me at 35.

Freedom2030 is me thinking in public. It's the curriculum I wish I'd had, the theses I actually hold, and the arguments I'm still having with myself. The frog is in charge of morale.