The living room
Essays — thinking in public.
This is where the thesis gets argued with — sometimes by me. Contradictions are welcome here. Every essay is date-stamped thinking: what I believed when I wrote it, subject to revision when the evidence changes. If an essay disagrees with a thesis page, the essay is newer. Believe the essay.
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October 2026
How downsizing can be the most liberating move of your life
Trade square footage for freedom. The house was a tool for a season — tools are meant to be set down when the job changes.
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September 2026
What retirement actually is
It's not an age and it's not a number. It's the day your income stops needing your hours — on four planes, not one.
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September 2026
Income vs. net worth: the scoreboard that matters
Net worth is a high score in a game nobody else is playing. Income is what buys your Tuesdays back. Stop optimizing the wrong number.
More essays land here as they're written — including the long-promised pieces on starting this at 57 and what sovereign debt means for a regular saver.